By STEPHEN OHLEMACHER and JENNIFER AGIESTA, Associated Press 

WASHINGTON (AP) — Most Americans say go ahead and raise taxes if it will save Social Security benefits for future generations. And raise the retirement age, if you have to.

Both options are preferable to cutting monthly benefits, even for people who are years away from applying for them.

Those are the findings of a new Associated Press-GfK poll on public attitudes toward the nation’s largest federal program.

Social Security is facing serious long-term financial problems. When given a choice on how to fix them, 53 percent of adults said they would rather raise taxes than cut benefits for future generations, according to the poll. Just 36 percent said they would cut benefits instead.

The results were similar when people were asked whether they would rather raise the retirement age or cut monthly payments for future generations — 53 percent said they would raise the retirement age, while 35 percent said they would cut monthly payments.

“Right now, it seems like we’re taxed so much, but if that would be the only way to go, I guess I’d have to be for it to preserve it,” said Marge Youngs, a 77-year-old widow from Toledo. “It’s extremely important to me. It’s most of my income.”

Social Security is being hit by a wave of millions of retiring baby boomers, leaving relatively fewer workers to pay into the system. The trustees who oversee the massive retirement and disability program say Social Security’s trust funds will run out of money in 2033. At that point, Social Security will only collect enough tax revenue to pay 75 percent of benefits, unless Congress acts.

Lawmakers from both political parties say there is a good chance Congress will address Social Security in the next year or two — if the White House takes the lead. Yet so far, Social Security has not played a big role in the presidential election.

In previous polls, Democrats have typically scored better than Republicans on handling Social Security. But the AP-GfK poll shows Americans are closely divided on which presidential candidate they trust to handle the issue.

Forty-seven percent said they trust President Barack Obama to do a better job on Social Security, and 44 percent said they trust his Republican opponent, Mitt Romney. The difference is within the poll’s margin of sampling error.

Charles McSwain, 69, of Philadelphia, said he trusts Obama because he thinks the president is more likely to stick up for the middle class.

“He at least gives the appearance of trying to help people that aren’t super rich, and Romney doesn’t,” said McSwain, who works part time selling real estate.

But Jeff Victory of Nashville, Tenn., worries that Obama doesn’t have the stomach to cut benefits to help rein in the program.

“Barack has already shown he’s going to give anything free out to everyone he possibly can, so I’m going to have to go with Romney on that one,” said Victory, a 26-year-old electrician.

Romney has said he favors gradually increasing the retirement age, but he opposes tax increases to shore up Social Security. For future generations, Romney would slow the growth of benefits “for those with higher incomes.”

Obama hasn’t laid out a detailed plan for addressing Social Security. But during the 2008 campaign, he called for applying the Social Security payroll tax to wages above $250,000. It is now limited to wages below $110,100, a level that increases with inflation.

Obama says any changes to Social Security should be done “without putting at risk current retirees, the most vulnerable or people with disabilities, without slashing benefits for future generations and without subjecting Americans’ guaranteed retirement income to the whims of the stock market.”

Romney’s running mate, Rep. Paul Ryan of Wisconsin, has been a leading proponent in Congress of allowing workers to divert a portion of their Social Security taxes into personal investment accounts. Romney has not fully embraced the idea, but Democrats are using it to accuse Republicans of trying to privatize Social Security.

Romney put Ryan on the ticket Aug. 11. The AP-GfK Poll was conducted Aug. 16-20.

About 56 million people get Social Security benefits. Monthly payments average $1,236 for retirees.

The options for fixing Social Security fall into two broad categories — raising taxes or cutting benefits, or some combination of the two. But there are many options within each category. For example, raising the retirement age is a benefit cut for future generations, because they would have to wait longer to qualify for full benefits.

Retirees now can qualify for full benefits at age 66, a threshold that is rising to 67 for people born in 1960 or later.

In previous polls, most of the options for addressing Social Security scored poorly among the public, which helps explain why Congress hasn’t embraced them. But the AP-GfK poll forced people to make a choice: Raise taxes or cut benefits? Raise the retirement age or cut monthly payments?

Democrats, Republicans and independents all favored raising the retirement age over cutting monthly payments. But there was a big divide on raising taxes. Sixty-five percent of Democrats and 53 percent of independents supported higher taxes, compared with just 38 percent of Republicans.

“Raising taxes, especially on the people that provide the jobs for us, is not an option because what you do there, you discourage promoting jobs,” said James Taylor, a 68-year-old retiree from Golden, Miss.

But Juan Tellez, a 22-year-old college student in Gainesville, Fla., said he would accept higher taxes if it means preserving benefits, even though he’s not very confident Social Security will be around for his generation.

“I think of Social Security as an investment, as a public investment almost, something more communal,” Tellez said. “I feel like I would want to invest in that.”

About three-quarters of the public believe Social Security is an important issue, though there is no consensus about whether people will be able to rely on it throughout their retirement. Only 30 percent said it was very likely or extremely likely they will be able to rely on Social Security.

Among people younger than 35, just 20 percent believe Social Security will provide income throughout their retirement, while 55 percent of people 65 and older said the same.

“I’m not planning on it at all, honestly,” said Victory, the 26-year-old electrician.

The poll involved landline and cellphone interviews with 1,006 adults nationwide. Results for the full sample have a margin of sampling error of plus or minus 3.9 percentage points.

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AP News Survey Specialist Dennis Junius contributed this report.

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Online:

How would you fix Social Security? http://hosted.ap.org/interactives/2012/social-security/

AP-GfK poll: http://www.ap-gfkpoll.com

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Keep up with the AP Social Security series on Twitter: http://apne.ws/NRmPSQ

Follow Stephen Ohlemacher on Twitter: http://twitter.com/stephenatap

Follow Jennifer Agiesta on Twitter: http://twitter.com/jennagiesta

How the poll was conducted

The Associated Press-GfK Poll on Social Security was conducted by GfK Roper Public Affairs & Corporate Communications from August 16-20. It is based on landline and cellphone telephone interviews with a nationally representative random sample of 1,006 adults. Interviews were conducted with 604 respondents on landline telephones and 402 on cellular phones.

Digits in the phone numbers dialed were generated randomly to reach households with unlisted and listed landline and cellphone numbers.

Interviews were conducted in both English and Spanish.

As is done routinely in surveys, results were weighted, or adjusted, to ensure that responses accurately reflect the population’s makeup by factors such as age, sex, education and race. In addition, the weighting took into account patterns of phone use _ landline only, cell only and both types _ by region.

No more than one time in 20 should chance variations in the sample cause the results to vary by more than plus or minus 3.9 percentage points from the answers that would be obtained if all adults in the U.S. were polled.

There are other sources of potential error in polls, including the wording and order of questions.

The questions and results are available at http://www.ap-gfkpoll.com.

AP-GfK Poll: Sharp divisions after high court backs gay marriage

NEW YORK (AP) — The Supreme Court’s ruling last month legalizing same-sex marriage nationwide has left Americans sharply divided, according to an Associated Press-GfK poll that suggests support for gay unions may be down slightly from earlier this year.

The poll also found a near-even split over whether local officials with religious objections should be required to issue marriage licenses to same-sex couples, with 47 percent saying that should be the case and 49 percent say they should be exempt.

Overall, if there’s a conflict, a majority of those questioned think religious liberties should win out over gay rights, according to the poll. While 39 percent said it’s more important for the government to protect gay rights, 56 percent said protection of religious liberties should take precedence.

The poll was conducted July 9 to July 13, less than three weeks after the Supreme Court ruled states cannot ban same-sex marriage.

According to the poll, 42 percent support same-sex marriage and 40 percent oppose it. The percentage saying they favor legal same-sex marriage in their state was down slightly from the 48 percent who said so in an April poll. In January, 44 percent were in favor.

Asked specifically about the Supreme Court ruling, 39 percent said they approve and 41 percent said they disapprove.

“What the Supreme Court did is jeopardize our religious freedoms,” said Michael Boehm, 61, an industrial controls engineer from the Detroit area who describes himself as a conservative-leaning independent.

“You’re going to see a conflict between civil law and people who want to live their lives according to their faiths,” Boehm said.

Boehm was among 59 percent of the poll respondents who said wedding-related businesses with religious objections should be allowed to refuse service to gay and lesbian couples. That compares with 52 percent in April.

Also, 46 percent said businesses more generally should be allowed to refuse service to same-sex couples, while 51 percent said that should not be allowed.

Claudette Girouard, 69, a retiree from Chesterfield Township, Michigan, said she is a moderate independent voter who has gradually become supportive of letting same-sex couples marry.

“I don’t see what the big hoopla is,” she said. “If they’re happy, why not?”

Girouard said local officials should be required to perform same-sex marriages, but does not think that wedding-related businesses should be forced to serve same-sex couples.

“If the official doesn’t like what he’s being asked to do, then quit,” she said. “But businesses are kind of independent, so if they have a strong belief against it, there are enough other businesses out there for someone to use.”

The poll found pronounced differences in viewpoints depending on political affiliation.

For example, 65 percent of Democrats, but only 22 percent of Republicans favored allowing same-sex couples to legally marry in their state. And 72 percent of Republicans but just 31 percent of Democrats said local officials with religious objections should be exempt from issuing marriage licenses.

By a 64-32 margin, most Democrats said it’s more important to protect gay rights than religious liberties when the two are in conflict. Republicans said the opposite, by 82-17.

Clarence Wells, 60, a conservative from Rockwood, Tennessee, said he strongly disapproved of the Supreme Court’s ruling. He anticipates friction as gay couples try to exercise their newfound rights and people with religious objections to same-sex marriage balk at accepting them.

“I don’t believe it’s going to go over smoothly,” said Wells. “I think a lot of them will be shunned in church. … I think there will businesses that are going to close, because some people are stubborn enough to not want to deal with it.”

Andrew Chan, 41, a moderate independent from Seattle, said he has tried to remain neutral on same-sex marriage.

“For me, it’s always been about tolerating,” said Chan, who works for a nonprofit organization. “I’ve got friends on both sides.”

Chan said he was happy for gays and lesbians who have found someone they want to marry, and he expressed some wariness toward politicians who might try to roll back the Supreme Court ruling.

“That just creates more division,” he said. “Are we looking to move the country forward or move it backward?”

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The AP-GfK Poll of 1,004 adults was conducted online July 9 to July 13, using a sample drawn from GfK’s probability-based KnowledgePanel, which is designed to be representative of the U.S. population. The margin of sampling error for all respondents is plus or minus 3.4 percentage points. Some questions were ask of half samples of respondents and have smaller margins of error. Respondents were first selected randomly using phone or mail survey methods, and later interviewed online. People selected for KnowledgePanel who didn’t otherwise have access to the Internet were provided access at no cost to them.

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Swanson reported from Washington.

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Reach David Crary on Twitter at http://twitter.com/CraryAP and Emily Swanson at http://twitter.com/EL_Swan

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Online:

AP-GfK Poll: http://www.ap-gfkpoll.com


AP-GfK Poll: Minorities, young Americans still backing Obama

WASHINGTON (AP) — Even as the public remains closely divided about his presidency, Barack Obama is holding on to his support from the so-called “Obama coalition” of minorities, liberals and young Americans, an Associated Press-GfK poll shows, creating an incentive for the next Democratic presidential nominee to stick with him and his policies.

Hillary Rodham Clinton, by comparison, is viewed somewhat less favorably by the key voting groups whose record-setting turnout in 2008 propelled Obama to the White House and will be crucial to her own success.

Roughly two-thirds of Hispanics view Obama favorably, compared to just over half of Hispanics who say the same about Clinton. Among self-identified liberals, Obama’s favorability stands at 87 percent, to Clinton’s 72 percent. Half of Americans under the age of 30 view Obama favorably, compared to just 38 percent for his former secretary of state.

The findings offer a window into the factors at play as Clinton decides how closely to embrace Obama, his record and his policies in her campaign for president. Although associating herself with Obama could turn off some independent and Republican-leaning voters, electoral math and changing demographics make it critical for Democrats to turn out high numbers of Hispanics, African Americans and young voters.

Overall, Obama’s job approval rating stands at 43 percent, a leveling off following an AP-GfK poll conducted in early February that put his approval at 47 percent — slightly higher than it had been through most of 2014. The number of Americans who disapprove of Obama’s job performance has stayed relatively steady at 55 percent.

“He just seems to have something in his mind that he wants to accomplish and keeps trying to get it done,” said Christine Klauder, a self-described liberal from southern New Jersey. Klauder said she voted for Obama in 2008 and 2012 and that her support hasn’t dropped off. “He’s more oriented toward the kind of people that I feel that we are, have been all my life.”

Contrast that with Klauder’s views about Clinton, who has yet to win her enthusiastic support. “Being a woman, I think it would be wonderful to see her in — but I’m not sure,” Klauder said. “I think maybe her time has passed.”

Obama, whose troubles in the polls were seen as a drag on Democratic in last year’s midterm elections, has also managed to hold on to recent gains he’s made among core supporters.

When AP-GfK polled in October 2014, Obama’s approval rating among Hispanics had plummeted to 39 percent, as Hispanic advocacy groups demanded that Obama take aggressive action on immigration. One month later, he did just that — and his job approval among Hispanics now stands at 56 percent. Whereas 72 percent of liberals approved of Obama’s performance in October, that number now appears to have climbed, to 82 percent.

The survey reinforces a concern expressed by many Democrats about Clinton’s candidacy: that she just doesn’t inspire the levels of enthusiasm among traditional Democratic constituencies that were so critical to Obama’s success.

In the first weeks of her campaign, Clinton has promoted a number of populist ideas surrounding immigration, voting rights and economics that hew closely to themes that Obama has made central to his presidency. Although she distanced herself from Obama by suggesting she would have voted against giving him expedited authority to negotiate trade deals, she offered explicit support for the controversial nuclear deal with Iran that Obama announced this week.

Esther Danner, a 61-year-old from Hanover, Maryland, said she’s continued to support Obama because she feels he’s made progress on overhauling health care, promoting same-sex marriage and lifting the ban on gays in the military. Danner, who works part time at an African American heritage museum, said she thought Obama’s full-throated support would go a long way to persuade minorities and young Americans to show up to vote for the next Democratic nominee.

“The last eight years have been preparing for the 2016 election,” Danner said. “The current generation that voted for Obama, like myself, will probably continue the journey with the next Democratic candidate.”

In an AP-GfK poll conducted in January and February, nearly half of Americans — 47 percent — described the economy as “good,” almost as many as the 51 percent who called it “poor.” Since then, views of the economy have grown slightly more negative, with 41 percent now saying the economy is “good” and 57 percent saying it’s “poor.”

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The AP-GfK Poll of 1,004 adults was conducted online from Thursday to Monday, using a sample drawn from GfK’s probability-based KnowledgePanel, which is designed to be representative of the U.S. population. The margin of sampling error for all respondents is plus or minus 3.4 percentage points, but higher for subgroups such as Hispanics and African Americans.

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Associated Press writer Stacy A. Anderson contributed to this report.

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Reach Josh Lederman on Twitter at http://twitter.com/joshledermanAP and Emily Swanson at http://twitter.com/EL_Swan